overdraft

• Vereinbarung mit einer Bank, die es ermöglicht, das Konto über den verfügbaren Guthabenstand hinaus zu belasten; der dadurch entstehende negative Kontostand bzw. der eingeräumte Kreditrahmen.

A financial arrangement allowing a person or business to withdraw more money from a bank account than the available credit balance.

1. Banking termB2formal

   A situation where money is withdrawn from a bank account exceeding the available balance, often with a fee.

   Überziehung

   • He was charged a fee for going into an overdraft.
   • The bank approved a temporary overdraft for the business.
   • She checked her account to avoid an accidental overdraft.

   Antonymebalancecreditdepositsurplus