Vocab Bloom Hub

loss ratio

/lɒs ˈreɪʃiəʊ/

Traducción: Término financiero o de seguros que indica la relación entre las pérdidas pagadas o incurridas y las primas ganadas, utilizado para medir la rentabilidad y el riesgo.

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/lɒs ˈreɪʃiəʊ/C1formalbusiness
  • esTérmino financiero o de seguros que indica la relación entre las pérdidas pagadas o incurridas y las primas ganadas, utilizado para medir la rentabilidad y el riesgo.

A financial or insurance term representing the ratio of losses paid or incurred to premiums earned, used to measure profitability and risk.

  1. Insurance metricC1formal

    The ratio of total insurance claims paid out to total premiums collected over a specific period, used to measure profitability.

    esRatio de siniestralidad

    • The company's loss ratio improved after implementing stricter underwriting policies.
    • An unusually high loss ratio indicates that the insurer is paying more in claims than it is receiving in premiums.
    • Analysts calculate the loss ratio to assess the financial health of an insurance firm.