security interest

• Derecho legal o pretensión que un acreedor obtiene sobre bienes del deudor para garantizar el cumplimiento de una obligación o el pago de una deuda.

A legal right or claim granted by a borrower to a lender over collateral, such as property or assets, to secure repayment of a loan or performance of an obligation.

1. Legal claim on assetsC1formal

   A legal right or claim granted by a debtor to a creditor over the debtor's property (collateral) to secure repayment of a debt.

   Garantía real

   • The bank holds a security interest in the company's inventory.
   • To obtain the loan, the borrower must grant a security interest in their real estate.
   • A perfected security interest gives the creditor priority over other claimants.