rate of interest

• 利息是借款人为使用资金而支付给贷款人的费用，或储蓄者因存款而获得的收益，通常以年利率的百分比表示。

The percentage charged on a loan or paid on savings over a specific period, typically expressed as an annual rate.

1. Cost of borrowing moneyB2formal

   The percentage charged by a lender to a borrower for the use of assets, typically expressed as an annual percentage of the principal.

   利率

   • The bank offered a low rate of interest on the new loan.
   • A high rate of interest can make mortgages very expensive.
   • The central bank decided to increase the rate of interest to control inflation.

2. Return on investmentB2formal

   The percentage earned on an investment, such as a savings account or bond.

   利率

   • The savings account provides a fixed rate of interest of 3% per year.
   • Investors are looking for a higher rate of interest on their capital.
   • The rate of interest on government bonds has fallen recently.