credit crunch

A sudden reduction in the availability of loans or credit from banks and financial institutions, often leading to an economic slowdown.

ruВнезапное сокращение доступности кредитов или займов со стороны банков и финансовых учреждений, часто приводящее к экономическому спаду.esReducción repentina de la disponibilidad de créditos o préstamos por parte de bancos e instituciones financieras, que a menudo provoca una recesión económica.frRéduction soudaine de la disponibilité des crédits ou des prêts accordés par les banques et les institutions financières, entraînant souvent un ralentissement économique.dePlötzliche Verknappung der Verfügbarkeit von Krediten oder Darlehen seitens Banken und Finanzinstituten, die häufig zu einem Wirtschaftsabschwung führt.ptRedução súbita da oferta de crédito ou empréstimos por parte de bancos e instituições financeiras, geralmente acompanhada de maior exigência de garantias e juros mais altos, o que pode levar a uma desaceleração econômica.zh指银行和金融机构突然收紧贷款条件、减少信贷供应，导致借贷变得困难，常引发经济放缓或衰退。arانكماش مفاجئ في توافر القروض أو الائتمان من جانب البنوك والمؤسسات المالية، وغالباً ما يؤدي إلى تباطؤ اقتصادي.

1. Economic phenomenon C1 formal

   A period of reduced lending activity by banks and financial institutions, often due to increased risk aversion or lack of funds.

   • The 2008 financial crisis was triggered by a severe credit crunch.
   • Small businesses struggled to survive during the credit crunch.
   • The government introduced measures to ease the credit crunch.

   ruКредитный кризисesRestricción del créditofrresserrement du créditdeKreditklemmeptCrise de créditozh信贷紧缩arأزمة الائتمان