credit crunch

• Redução súbita da oferta de crédito ou empréstimos por parte de bancos e instituições financeiras, geralmente acompanhada de maior exigência de garantias e juros mais altos, o que pode levar a uma desaceleração econômica.

A sudden reduction in the availability of loans or credit from banks and financial institutions, often leading to an economic slowdown.

1. Economic phenomenonC1formal

   A period of reduced lending activity by banks and financial institutions, often due to increased risk aversion or lack of funds.

   Crise de crédito

   • The 2008 financial crisis was triggered by a severe credit crunch.
   • Small businesses struggled to survive during the credit crunch.
   • The government introduced measures to ease the credit crunch.