interest rate

• Процент от суммы денег, взимаемый за её использование, обычно выражаемый как годовой процент от основной суммы, используемый в банковском деле, кредитах и инвестициях.

The percentage of a sum of money charged for its use, typically expressed as an annual percentage of the principal, used in banking, loans, and investments.

1. Cost of borrowing moneyB2formal

   The percentage of a loan or deposit charged or paid for the use of money over a period of time.

   Стоимость заимствования денег

   • The bank raised its interest rate on mortgages.
   • A high interest rate makes borrowing more expensive.
   • She compared interest rates before choosing a savings account.

2. Return on investmentB2formal

   The percentage return earned on an investment or savings account.

   Доходность инвестиций

   • The interest rate on his savings account is 2% per year.
   • Investors look for high interest rates on bonds.
   • The central bank lowered the interest rate to stimulate the economy.