interest rate

• Pourcentage d'une somme d'argent facturé pour son utilisation, généralement exprimé comme un taux annuel sur le montant principal, utilisé dans le secteur bancaire, les prêts et les investissements.

The percentage of a sum of money charged for its use, typically expressed as an annual percentage of the principal, used in banking, loans, and investments.

1. Cost of borrowing moneyB2formal

   The percentage of a loan or deposit charged or paid for the use of money over a period of time.

   taux d'intérêt

   • The bank raised its interest rate on mortgages.
   • A high interest rate makes borrowing more expensive.
   • She compared interest rates before choosing a savings account.

2. Return on investmentB2formal

   The percentage return earned on an investment or savings account.

   taux d'intérêt

   • The interest rate on his savings account is 2% per year.
   • Investors look for high interest rates on bonds.
   • The central bank lowered the interest rate to stimulate the economy.