credit system

• Sistema en el que individuos u organizaciones ganan, acumulan y gastan créditos basados en confianza, reputación o valor financiero, usado a menudo en banca, educación o plataformas digitales.

A system in which individuals or organizations earn, accumulate, and spend credits based on trust, reputation, or financial value, often used in banking, education, or digital platforms.

1. Financial credit systemB2formal

   A structured method of borrowing and lending money, where borrowers receive funds and repay them over time, often with interest.

   sistema de crédito

   • The bank's credit system allows customers to take out loans for large purchases.
   • A good credit score is essential for accessing the credit system.
   • The new credit system offers lower interest rates for reliable borrowers.

2. Academic credit systemB2formal

   A system used in education to measure and record the completion of courses or learning modules, typically based on hours of study.

   sistema de créditos académicos

   • The university uses a credit system where each course is worth a certain number of credits.
   • Students must earn 120 credits to graduate.
   • The credit system allows students to transfer credits between institutions.