coinsurance

• Substantivo que designa a cobertura de seguro fornecida conjuntamente por duas ou mais seguradoras ou resseguradoras que dividem o risco e os prêmios. Também se refere à parcela dos custos coberta pelo segurado, sendo o restante pago pela seguradora, como em planos de saúde.

A noun referring to insurance coverage that is provided jointly by two or more insurers or underwriters, sharing the risk and premiums.

incontável

1. Joint insurance policyC1formallegal

   An insurance policy issued jointly by two or more underwriters, where each assumes a portion of the risk.

   Cosseguro

   • The building was covered by a coinsurance agreement between three major companies.
   • Coinsurance allows large risks to be shared among multiple insurers.
   • The policyholder received a single contract, but the liability was divided among the coinsurers.