Vocab Bloom Hub

moral hazard

/ˈmɒrəl ˈhæzəd/

Tradução: Situação em que uma das partes tende a assumir mais riscos porque os custos ou as consequências negativas recaem sobre outra parte; termo comum em economia, seguros e finanças.

1 verbete

phrase

/ˈmɒrəl ˈhæzəd/C1formalbusiness
  • ptSituação em que uma das partes tende a assumir mais riscos porque os custos ou as consequências negativas recaem sobre outra parte; termo comum em economia, seguros e finanças.

A situation in which one party is more likely to take risks because the potential costs or negative consequences of those risks will be borne by another party, often used in economics, insurance, and finance.

  1. Risk of irresponsible behaviorC1formal

    A situation where a person or organization is more likely to take risks because they do not bear the full consequences of those risks.

    ptRisco moral

    • Government bailouts can create a moral hazard by encouraging banks to take excessive risks.
    • Insurance can sometimes lead to moral hazard if policyholders behave more carelessly.
    • The CEO warned that the new policy might introduce a moral hazard in the company's investment strategy.