collateral

• 指附加的、次要的或伴随而来的事物；在金融中指作为贷款担保的抵押资产。

Describes something that is additional but secondary, often used in finance to refer to property pledged as security for a loan, or in a general sense to mean accompanying or parallel.

1. Secondary or additionalC1formal

   Relating to something that is additional but subordinate to a main issue or item.

   次要或附加的

   • The report included collateral information about the project's history.
   • Collateral damage from the storm affected several nearby towns.
   • The contract covers both primary and collateral obligations.

   同义词additionalancillaryauxiliaryincidentalsecondarysubordinatesupplementarysupporting

   反义词centralchiefessentialkeymainmajorprimaryprincipal

2. Related to security for a loanB2formallegal

   Describing property or assets pledged as security for the repayment of a loan.

   抵押担保的

   • The bank accepted the house as collateral security for the mortgage.
   • Collateral agreements are common in business financing.
   • The borrower offered collateral assets to reduce the interest rate.

   同义词pledged

• 名词，指借款人提供给贷款人作为贷款担保的财产或资产，若借款人违约，贷款人可予以没收或处置。也泛指担保物、抵押品或附属担保。

A noun referring to property or assets pledged by a borrower to secure a loan, which can be seized by the lender if the borrower defaults.

不可数

1. Loan securityB2formal

   Property or assets pledged by a borrower to secure a loan, which can be seized by the lender if the loan is not repaid.

   贷款担保

   • The bank required collateral before approving the mortgage.
   • He used his house as collateral for the business loan.
   • If you default on the loan, the bank can take your collateral.

   同义词guaranteepawnpledgesecuritysurety

2. Related but secondaryC1formal

   Something that is additional but subordinate to a main issue or situation.

   附带的

   • The report discussed collateral issues like environmental impact.
   • Collateral damage from the war affected many civilians.
   • The agreement included collateral terms about future cooperation.

   同义词additionalancillaryconcomitantincidentalsecondarysubordinatesubsidiarysupplementary

   反义词essentialmainprimaryprincipal