credit

• 名词，指基于信任允许先获得商品或服务而后付款的信用；也指财务信誉或因成就而获得的认可、赞扬。

A noun referring to the ability to obtain goods or services before payment, based on the trust that payment will be made in the future; also refers to financial reputation or recognition for an achievement.

1. Praise or recognitionB1formal

   Acknowledgment of someone's work or achievement.

   赞扬

   • She deserves credit for organizing the event.
   • Give credit where credit is due.
   • The team got full credit for the successful launch.

   同义词acclaimappreciationapprovalcommendationpraiserecognitionthankstribute

   反义词blamecensurediscreditdisgrace

2. Financial arrangementB2formalbusiness

   An agreement to buy goods or services now and pay later.

   信贷

   • He applied for a credit card.
   • The store offers credit to regular customers.
   • She bought the car on credit.

   同义词deferred paymentfinancinghire-purchaseinstallment plan

   反义词cashdebit

3. Bank account balanceB2formalbusiness

   The amount of money available in a bank account.

   账户余额

   • Your account shows a credit of $500.
   • The payment created a credit balance.
   • He has credit in his PayPal account.

   同义词balance

   反义词debitdeficitoverdraft

4. Educational unitB2formal

   A unit of study counting towards a qualification.

   学分

   • She earned three credits for the course.
   • The program requires 120 credits to graduate.
   • He needs two more credits to complete his degree.

   同义词course creditcredit hoursemester hourunit

• 用于商业语境中表示将某事物归功于某人或某账户，或将资金存入账户。

A verb used in business contexts to attribute something to a person or account, or to add funds to an account.

1. Acknowledge achievementB1formal

   To publicly acknowledge that someone deserves praise or recognition for something.

   归功于

   • Everyone credited her with saving the project.
   • I credit my success to hard work and dedication.
   • He credited the team for the victory.

   同义词acknowledgeapplaudcelebratecommendhonorpraiserecognize

2. Believe or trustB2formal

   To believe something is true or accept as valid.

   相信

   • I credit his story, but I need proof.
   • She credited the rumors without checking facts.
   • They credited the report with accurate information.

   同义词acceptacknowledgebelievetrust

   反义词discreditdistrustdoubtmistrustquestionsuspect

3. Add to accountB1formalbusiness

   To add money to a bank account or record as payment.

   入账

   • The bank credited $100 to my account.
   • They credited the payment to the wrong invoice.
   • Your refund will be credited within 24 hours.

   同义词adddeposittop-up

   反义词chargedebit