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insurable interest

/ɪnˈʃʊərəbəl ˈɪntrəst/

翻译: 保险利益,又称可保利益,指投保人或被保险人对保险标的(人的生命、身体或财产)具有的法律上承认的经济利害关系:被保险人生存或财产完好则受益,其死亡或财产损毁则遭受经济损失,因此该利益可作为保险合同的标的。

1 个条目

phrase

/ɪnˈʃʊərəbəl ˈɪntrəst/C1formallegal
  • zh保险利益,又称可保利益,指投保人或被保险人对保险标的(人的生命、身体或财产)具有的法律上承认的经济利害关系:被保险人生存或财产完好则受益,其死亡或财产损毁则遭受经济损失,因此该利益可作为保险合同的标的。

A legal and financial term referring to a stake or interest in a person or property such that the person would suffer a financial loss if that person dies or the property is damaged or destroyed, making the interest eligible for insurance coverage.

  1. Financial stake in insured propertyC1formal

    A legal or financial interest in a person or property that would cause financial loss if the insured event occurs.

    zh保险利益

    • You must have an insurable interest in the house to take out a policy on it.
    • A creditor has an insurable interest in the life of a debtor.
    • Without an insurable interest, the insurance contract is void.