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time deposit

/ˈtaɪm dɪˌpɒzɪt/

翻译: 金融术语,指将资金存入银行账户并约定固定期限的存款方式,通常利率高于普通活期储蓄存款,提前支取会面临利息损失或罚款。

1 个条目

phrase

/ˈtaɪm dɪˌpɒzɪt/C1formalbusiness
  • zh金融术语,指将资金存入银行账户并约定固定期限的存款方式,通常利率高于普通活期储蓄存款,提前支取会面临利息损失或罚款。

A financial term referring to a deposit of money into a bank account that is held for a fixed period of time, typically earning a higher interest rate than a regular savings account, with penalties for early withdrawal.

  1. Banking termB2formal

    A type of savings account held at a financial institution where money is deposited for a fixed period and cannot be withdrawn before maturity without penalty.

    zh定期存款

    • She opened a time deposit account for one year to earn higher interest.
    • The bank offers competitive rates for time deposits over $10,000.
    • He withdrew his time deposit early and had to pay a penalty fee.