mortgage

• Ein rechtliches Übereinkommen, bei dem eine Bank oder ein anderer Gläubiger Geld gegen Zinsen leiht und dafür ein Recht an einer Immobilie des Schuldners erhält, wobei dieses Recht nach Tilgung der Schuld erlischt. Bezeichnet auch die Grundschuld bzw. Hypothek selbst sowie den entsprechenden Kredit.

A legal agreement by which a bank or other lender lends money at interest in exchange for taking title to the debtor's property, with the condition that the conveyance of title becomes void upon the payment of the debt.

1. Home loanB2formalbusiness

   A legal agreement where a bank or lender provides money to buy a property, and the property is used as security for the loan.

   Hypothek

   • They took out a 30-year mortgage to buy their first house.
   • The bank approved her mortgage application last week.
   • He is still paying off his mortgage after 15 years.

   Synonymehome loanreal estate loan

2. B2formallegal

   A legal claim on a property as security for a debt, often used in real estate transactions.

   Hypothek

   • The mortgage on the property was registered with the local authority.
   • If you default on the loan, the bank can foreclose on the mortgage.
   • The lawyer explained the terms of the mortgage agreement.

   Synonymechargeencumbrancelienpledge

• Verb, das die Handlung bezeichnet, eine Immobilie als Sicherheit für einen Kredit zu verpfänden oder zu belasten.

A verb used to indicate the act of pledging property as security for a loan.

1. Pledge property as securityB2formal

   To transfer an interest in property to a lender as security for a loan, typically for buying a house.

   Immobilie als Sicherheit verpfänden

   • They mortgaged their home to start a business.
   • He mortgaged the property to secure the loan.
   • The family mortgaged their house to pay for college tuition.

   Synonymehockhypothecatepawnpledge

2. Risk or commit heavilyC1informal

   To commit or risk something valuable, often in a metaphorical sense.

   Riskieren oder verpflichten

   • She mortgaged her future by taking on too much debt.
   • He mortgaged his reputation by supporting that controversial project.
   • They mortgaged their time and energy to the failing venture.

   Synonymecommitendangergamblehazardpledgeriskstakeventure