mortgage

• 指借款人（抵押人）以其不动产作为担保向银行或其他贷款人借款，在债务清偿前贷款人享有对该财产的抵押权，若借款人违约贷款人有权处置该财产；也指以此方式取得的抵押贷款。

A legal agreement by which a bank or other lender lends money at interest in exchange for taking title to the debtor's property, with the condition that the conveyance of title becomes void upon the payment of the debt.

1. Home loanB2formalbusiness

   A legal agreement where a bank or lender provides money to buy a property, and the property is used as security for the loan.

   按揭

   • They took out a 30-year mortgage to buy their first house.
   • The bank approved her mortgage application last week.
   • He is still paying off his mortgage after 15 years.

   同义词home loanreal estate loan

2. B2formallegal

   A legal claim on a property as security for a debt, often used in real estate transactions.

   抵押

   • The mortgage on the property was registered with the local authority.
   • If you default on the loan, the bank can foreclose on the mortgage.
   • The lawyer explained the terms of the mortgage agreement.

   同义词chargeencumbrancelienpledge

• 动词，指将财产或不动产作为抵押品来担保贷款或债务。也可指以抵押方式获得借款。

A verb used to indicate the act of pledging property as security for a loan.

1. Pledge property as securityB2formal

   To transfer an interest in property to a lender as security for a loan, typically for buying a house.

   抵押房产

   • They mortgaged their home to start a business.
   • He mortgaged the property to secure the loan.
   • The family mortgaged their house to pay for college tuition.

   同义词hockhypothecatepawnpledge

2. Risk or commit heavilyC1informal

   To commit or risk something valuable, often in a metaphorical sense.

   冒险抵押

   • She mortgaged her future by taking on too much debt.
   • He mortgaged his reputation by supporting that controversial project.
   • They mortgaged their time and energy to the failing venture.

   同义词commitendangergamblehazardpledgeriskstakeventure