mortgage

• Accord juridique par lequel une banque ou un autre prêteur avance des fonds à intérêt en échange d'un droit sur le bien de l'emprunteur, avec la condition que ce droit s'éteint une fois la dette remboursée.

A legal agreement by which a bank or other lender lends money at interest in exchange for taking title to the debtor's property, with the condition that the conveyance of title becomes void upon the payment of the debt.

1. Home loanB2formalbusiness

   A legal agreement where a bank or lender provides money to buy a property, and the property is used as security for the loan.

   Prêt hypothécaire

   • They took out a 30-year mortgage to buy their first house.
   • The bank approved her mortgage application last week.
   • He is still paying off his mortgage after 15 years.

   Synonymeshome loanreal estate loan

2. B2formallegal

   A legal claim on a property as security for a debt, often used in real estate transactions.

   Hypothèque

   • The mortgage on the property was registered with the local authority.
   • If you default on the loan, the bank can foreclose on the mortgage.
   • The lawyer explained the terms of the mortgage agreement.

   Synonymeschargeencumbrancelienpledge

• Verbe utilisé pour désigner l'action de mettre un bien immobilier en garantie d'un prêt, ou de grever ce bien d'une hypothèque.

A verb used to indicate the act of pledging property as security for a loan.

1. Pledge property as securityB2formal

   To transfer an interest in property to a lender as security for a loan, typically for buying a house.

   Hypothéquer

   • They mortgaged their home to start a business.
   • He mortgaged the property to secure the loan.
   • The family mortgaged their house to pay for college tuition.

   Synonymeshockhypothecatepawnpledge

2. Risk or commit heavilyC1informal

   To commit or risk something valuable, often in a metaphorical sense.

   Hypothéquer (au sens figuré)

   • She mortgaged her future by taking on too much debt.
   • He mortgaged his reputation by supporting that controversial project.
   • They mortgaged their time and energy to the failing venture.

   Synonymescommitendangergamblehazardpledgeriskstakeventure