credit card

A small plastic card issued by a bank or financial institution that allows the holder to borrow funds to pay for goods and services, with the agreement to repay the borrowed amount later, often with interest.

ruНебольшая пластиковая карта, выпущенная банком или финансовым учреждением, которая позволяет владельцу занимать средства для оплаты товаров и услуг с обязательством вернуть занятую сумму позже, часто с процентами.esTarjeta de plástico emitida por un banco o entidad financiera que permite a su titular disponer de un crédito para pagar bienes y servicios, con la obligación de devolver el importe gastado posteriormente, generalmente con intereses.frCarte en plastique émise par une banque ou une institution financière qui permet à son titulaire d'emprunter des fonds pour payer des biens ou des services, avec l'obligation de rembourser la somme empruntée ultérieurement, souvent avec des intérêts.deEine kleine Plastikkarte, die von einer Bank oder einem Finanzinstitut ausgegeben wird und es dem Inhaber ermöglicht, Mittel zu leihen, um Waren und Dienstleistungen zu bezahlen, mit der Verpflichtung, den geliehenen Betrag später zurückzuzahlen, oft mit Zinsen.ptCartão de plástico emitido por um banco ou instituição financeira que permite ao titular usar crédito para pagar bens e serviços, com a obrigação de reembolsar o valor posteriormente, muitas vezes com juros. Também se refere ao próprio meio de pagamento ou ao limite de crédito associado.zh银行或金融机构发行的一种塑料卡片，持卡人可在额度内先消费后还款，通常需在规定期限内偿还所欠款项，可能附带利息。arبطاقة بلاستيكية صغيرة تصدرها المصارف أو المؤسسات المالية، تتيح لحاملها الاقتراض لدفع ثمن السلع والخدمات مع الالتزام برد المبلغ المقترض لاحقًا، غالبًا مع فوائد.

1. Payment card A2 formal

   A plastic card issued by a bank or financial service that allows the holder to borrow funds to pay for goods and services, with the agreement to repay the borrowed amount later.

   • She paid for the hotel room with her credit card.
   • He applied for a new credit card with a lower interest rate.
   • Using a credit card responsibly can help build a good credit score.

   ruКредитная картаestarjeta de créditofrcarte de créditdeKreditkarteptCartão de créditozh信用卡arبطاقة ائتمان

2. Financial instrument B1 formal

   A financial tool that provides a line of credit to the user, often with a spending limit and interest charges on unpaid balances.

   • The bank offers several types of credit cards with different rewards.
   • He maxed out his credit card on holiday expenses.
   • Always check the annual fee before signing up for a credit card.

   ruКредитная картаesTarjeta de créditofrCarte de créditdeKreditkarteptCartão de créditozh信用卡arبطاقة ائتمان