credit card

• Cartão de plástico emitido por um banco ou instituição financeira que permite ao titular usar crédito para pagar bens e serviços, com a obrigação de reembolsar o valor posteriormente, muitas vezes com juros. Também se refere ao próprio meio de pagamento ou ao limite de crédito associado.

A small plastic card issued by a bank or financial institution that allows the holder to borrow funds to pay for goods and services, with the agreement to repay the borrowed amount later, often with interest.

1. Payment cardA2formal

   A plastic card issued by a bank or financial service that allows the holder to borrow funds to pay for goods and services, with the agreement to repay the borrowed amount later.

   Cartão de crédito

   • She paid for the hotel room with her credit card.
   • He applied for a new credit card with a lower interest rate.
   • Using a credit card responsibly can help build a good credit score.

2. Financial instrumentB1formal

   A financial tool that provides a line of credit to the user, often with a spending limit and interest charges on unpaid balances.

   Cartão de crédito

   • The bank offers several types of credit cards with different rewards.
   • He maxed out his credit card on holiday expenses.
   • Always check the annual fee before signing up for a credit card.