credit card

• Tarjeta de plástico emitida por un banco o entidad financiera que permite a su titular disponer de un crédito para pagar bienes y servicios, con la obligación de devolver el importe gastado posteriormente, generalmente con intereses.

A small plastic card issued by a bank or financial institution that allows the holder to borrow funds to pay for goods and services, with the agreement to repay the borrowed amount later, often with interest.

1. Payment cardA2formal

   A plastic card issued by a bank or financial service that allows the holder to borrow funds to pay for goods and services, with the agreement to repay the borrowed amount later.

   tarjeta de crédito

   • She paid for the hotel room with her credit card.
   • He applied for a new credit card with a lower interest rate.
   • Using a credit card responsibly can help build a good credit score.

2. Financial instrumentB1formal

   A financial tool that provides a line of credit to the user, often with a spending limit and interest charges on unpaid balances.

   Tarjeta de crédito

   • The bank offers several types of credit cards with different rewards.
   • He maxed out his credit card on holiday expenses.
   • Always check the annual fee before signing up for a credit card.